Many people who receive SSI are rigged with limitations. For this instance; you have a plan to be an invester who rather let your money work for you. However; you were living from paycheck to paycheck, adding your money to your banking account, and keeping your account below $2,000. This is a common limit for SSI receivers who were blind; deaf, have mental problems, etc. Typically, SSI is designed for older communities who no longer work for a company where they used to be employed. That can range from retiring, to job loss,–after an injury. Young folks via younger communities who were disabled also rely on SSI to keep themselves financially at float. However; SSI is funded by tax payers like you. Government debt is common in the US. And government officials has finding way to get out of debt like this.